When you catch an illness because of the nature of your job as an employee of a company, you may be entitled to have workers’ compensation. However, not all illnesses can be covered, and there are very strict regulations that need to be followed.
An employee will only be given workers’ compensation if his or her job will increase the suffering from the illness. Several states cover hernias and heart attacks for jobs which are extremely stressful such as firemen and policemen.
There must be a clear connection between the illness and the nature of the job before an employee can be eligible to receive worker’s compensation.
Shebell & Shebell, a trusted law firm company based in New Jersey, will be able to provide you with outstanding legal representation to help make this process much easier for you. They will be able to answer all of your questions and inquiries regarding your case.
How to File for Workers’ Compensation
The first step in filing for workers’ compensation for occupational exposure is to let your employer know as soon as possible. After you have been given the appropriate medical care for your injury, you must let your manager know immediately. Different states have different rules regarding how long they allow employees to inform their employer.
If your employer refuses to cooperate, you contact your local workers’ compensation office directly. However, this is an unlikely scenario and most of the time your employer will guide you through the process.
You will have to fill out forms as quickly as possible. This is because your employer has to submit those forms to another entity for processing. Any extended delays may cause your claim to be null and void.
How Workers’ Compensation Is Processed
Your claim will be either approved or rejected by the adjuster from your employer’s insurance company. Most of the time, they will contact you directly to provide further instructions. They will let you know how you can submit your medical bills so that they can process your claim successfully.
However, this is the stage where employers usually think about their best interests. They may look for various ways on how to make it appear like you’re not eligible to receive any compensation.
To ensure that your employer won’t trick you, it’s always best to produce valid documentation. You should be able to submit accurate medical records which clearly show your injuries and treatment costs.